Build Your
Fintech MVP.
In San Francisco.
San Francisco Founders
Why San Francisco is the
Perfect Launchpad
San Francisco remains the global epicenter of venture-backed tech, with unmatched density of startups, investors, and tech talent. The city defines what's possible in tech.
Thriving Ecosystem
SF innovation speed, without SF burn rate
- £4,999 vs $50,000+ SF agency quotes—do the math
- We understand what SF investors expect from MVPs
- Build while you fundraise—parallel paths
- UK quality without Bay Area overhead
SF is 8 hours behind London. We're wrapping up our day as you start yours. Truly async collaboration—no midnight calls needed.
Why Fintech MVPs Fail
And How To Avoid It
We've seen dozens of founders in fintech make these mistakes.
Over-engineering compliance from day one
Founders spend 6 months building bank-grade security for an app with zero users.
Our SolutionYou don't need PCI Level 1 compliance to validate demand. Start with Stripe, validate the model, then invest in compliance when you have revenue.
Waiting for banking licenses
Thinking you need full authorization before launching anything.
Our SolutionMost fintech MVPs can launch as an agent or under existing licenses. Test the UX and demand first, worry about your own license when you've proven the model.
Building everything custom
Custom payment rails, custom KYC, custom everything.
Our SolutionPlaid, Stripe, Onfido exist for a reason. Your competitive advantage isn't plumbing—it's the experience you build on top.
What Your MVP Actually Needs
Don't waste budget on features you don't need yet. Focus on validation.
Must Haves
- Core transaction flow (whatever your product does)
- Basic KYC integration (Onfido/Jumio)
- Stripe/payment provider integration
- Simple dashboard for users
- Audit logging (you'll thank us later)
Wait For Later
- Custom fraud detection AI
- Multi-currency support (start with one)
- Native mobile apps (web-first)
- Open banking integrations beyond MVP scope
Compliance Check
MVP Requirements
- Basic KYC
- Data encryption
- GDPR compliance
- Audit trails
Post-Revenue
- PCI DSS Level 1
- FCA authorization
- SOC 2
- ISO 27001
Built to Scale.
Not Just a Demo.
We use the same stack as billion-dollar startups. Next.js + Supabase with Stripe Connect. Row-level security from day one. Add Plaid when you need bank connections.
'fintech',
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Core Features We Build
Ready to Displace the
Incumbents?
Join 18 other founders starting this month. Fixed price, guaranteed delivery, 100% ownership.
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