Build Your
Insurtech MVP.
In Edinburgh.
Why Edinburgh is the
Perfect Launchpad
Edinburgh punches above its weight in tech, with world-class universities driving deep tech and AI innovation. The city has a mature fintech sector and growing healthtech presence.
Thriving Ecosystem
World-class tech, Scottish pragmatism
- Edinburgh produces more AI talent per capita than almost anywhere
- We understand the Scottish startup ecosystem and funding landscape
- Strong university connections for future hiring and research
- Growing investor community focused on deep tech
Why Insurtech MVPs Fail
And How To Avoid It
We've seen dozens of founders in insurtech make these mistakes.
Trying to become a carrier
Building like you need to underwrite risk from day one.
Our SolutionStart as an MGA or agent. Use capacity from existing carriers. Validate the distribution model before worrying about risk.
Building complex quoting engines
Creating actuarial models when you could use existing rating APIs.
Our SolutionUnless pricing IS your innovation, use existing rating engines. Focus on distribution and UX.
Regulatory paralysis
Believing you need licenses in 50 states before launching.
Our SolutionStart in one or two states. Prove the model. Expand licenses with revenue.
What Your MVP Actually Needs
Don't waste budget on features you don't need yet. Focus on validation.
Must Haves
- Quote flow (your core UX innovation)
- Policy binding (can be manual backend)
- Basic policy management
- Claims intake
- Customer dashboard
Wait For Later
- Custom underwriting algorithms
- Complex claims adjudication
- Multi-state licensing
- Reinsurance systems
Compliance Check
MVP Requirements
- State licensing (your initial state)
- Data security
- Audit trails
Post-Revenue
- Full multi-state expansion
- Carrier status
Built to Scale.
Not Just a Demo.
We use the same stack as billion-dollar startups. Next.js + Supabase. Integrate with existing rating APIs. Build the UX layer, not the actuarial engine.
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Core Features We Build
Ready to Displace the
Incumbents?
Join 18 other founders starting this month. Fixed price, guaranteed delivery, 100% ownership.
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